For Businesses

For leasing, finance, insurance & fleets

Turn every vehicle into a live risk asset.

ONE connects a plug-and-play OBD device and driver app to an intelligent, portfolio-level dashboard. You see health, behavior, and risk patterns across all vehicles – and act before they become defaults, losses, or downtime.

Why ONE for your portfolio

From static underwriting to live, intelligent risk.

After a vehicle leaves the dealership, most finance, leasing and insurance workflows go blind. ONE restores live visibility across the life of the asset: how it’s driven, when it’s at risk, and when it’s likely to fail mechanically.

Auto-finance & leasing

Identify high-risk loans early, long before they show up as missed payments or repossessions. Use live driver scores, fault codes and mileage patterns to prioritize outreach, restructuring, or asset recovery.

Insurance & protection

Move beyond static pricing and basic telematics. ONE blends driver behaviour, vehicle health and usage into a unified risk profile.
Support usage-based, behaviour-based and retention-focused products without the complexity of cameras.

Fleets of any size

Whether you run 20 vehicles or 2,000, ONE gives you clean visibility into which assets – and drivers – are drifting into danger.

Reduce downtime, avoid catastrophic failures, and improve safety culture.

Designed for

Finance, leasing, insurance & fleets

Signals blended

Driver, health & usage

Deployment

Self-install OBD & app

How ONE fits into your stack

Hardware, app and scoring – in one coherent layer.

ONE is designed to be easy to deploy, simple for drivers to use, and powerful enough for credit, risk, and operations teams.

1 Device activation

ONE OBD devices are assigned to vehicles at delivery, renewal, or portfolio-refresh moments – and self-installed by drivers.

2 Driver onboarding

Drivers download the app, accept terms, and pair their profile with the device in a simple, guided flow.

3 Data & scoring

ONE’s scoring engine fuses driver behaviour, DTC/fault codes, and usage patterns into live risk scores for each vehicle and driver.

4 Portfolio visibility

Your dashboard surfaces risk tiers, emerging issues and segments – so teams can act with precision, not guesswork.

Portfolio intelligence

One dashboard for health, behaviour and risk.

ONE is not “just telematics”. It’s designed as a management view for executives, risk leads, and operations – distilling complex sensor data into a handful of actionable signals.

From portfolio to vehicle in a few clicks

Start with a heat-map of your book: segments, partners, or channels ranked by emerging risk. Drill down into specific cohorts, then into individual vehicles and trips.
You see where risk is building while there is still time to intervene, rather than after write-offs or claims.

Signals your teams can actually act on

Fault patterns that keep recurring. Drivers whose risk score is deteriorating. Vehicles driven outside expected usage profiles. These are the prompts that feed your collections, retention, service and pricing workflows – with or without deep integration.

Pilot & partnerships

Start with a focused pilot that proves impact fast.

ONE is now opening limited pilots with selected finance, leasing, insurance and fleet partners in key markets. Pilots are designed to be small enough to move quickly, and rich enough to demonstrate risk, loss and experience impact.

Focused cohorts

Choose a segment – new loans, high-risk portfolios, renewals, or a specific fleet – to concentrate insights and outcomes.

Clear metrics

Define measurable outcomes:
reduced defaults, fewer serious faults, improved driver scores, or better retention on “good” drivers.

Path to scale

Use pilot results to build business cases for larger roll-outs, product changes, and data-driven pricing.

Turn every vehicle into a live risk asset.

From static underwriting to live, intelligent risk.

Auto-finance & leasing

Insurance & protection

Fleets of any size

Finance, leasing, insurance & fleets

Driver, health & usage

Self-install OBD & app

Hardware, app and scoring – in one coherent layer.

1

Device activation

2

Driver onboarding

3

Data & scoring

4

Portfolio visibility